@fish Debt instrument don’t give a listing pop. They generally trade +-2/3 Rs. That’s it. Expecting 10-20 Rs is very very tough. Also you can sell on listing day and afterwards any time you want, but there is liquidity issues also, if you have large quantity getting out is a tedious task.
@Ankur Goel If bonds yield increase the price of the bonds has to fall right ? So, that implies the price of this bond might fall ?
जब स्मॉल फाइनेंस बैंक 3 साल पे 8.10% का इंटरेस्ट दे रहे हैं तो कौन NCD में इन्वेस्ट करेगा? बैंक में 500000 तो सेफ हैं, यहाँ तो 1 Rs. की भी गारंटी नहीं है
Baat toh sahi hai 5L ka guarantee hai par PMC and Yes Bank ke time withdrawal mein limitations laga diya gaya tha. Uske upar se joh remaining balance hai uspe interest bhi nahi milega. Yaha pe credit risk hai par agar market mein interest rate kam hota hai toh capital gains bhi hone ki sambhavana hai.
Not safe. Shouldn't trap in higher rate of interest. You can see the result of DHFL and SREI NCD was looted money of NCD holder. So be safe to invest in Bank or Post office for guaranteed return of your capital.
Please koi clear clear ye bata sakta hai ki manualy form fill kar ke MEERUT mein kaun se bank mein submit karna hai? No rwap. No net banking. No upi. No debit card.