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My experience with Motilal Oswal was that of being cheated and deception. Before you open dmat account they pick up your phone and speak like professionals, but once you have opened the account nobody will take your calls. There is no service. No customer care to hear you. The calls you will receive from landline no of Oswal are tagged as spam and fraud by trucaller. I regret opening a dmat account in Motilal.
I warn anybody planning to open, do so at your own risk. Motilal Oswal is a bogus company.