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Motilal ostwal has worst PMS service ...they only say invest for 3 year get your money doubled...I have invested all my savings in Motilal PMS my result are negative - 25 % now it's almost 3.5 years for investment sensex was 29000 ...so I request not to trust on Motilal oswal bad experience...they only take meetings in 3 star hotel an says will cover loss will do better performance....just kept in as FD in bank would have get 6% min return yearly...that 18% loss ...if we say all this things in meeting ...they investment is subject to market risk...than y we are allowing to experts for our money to invest...iF we have entered in all blue chip fund in 2017 my investment would have give 18% return ...but we believed you...they Are fake ...plz don't invest