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Donot open any account in motilal, they can open in 15 minutes, but their charges are very high and they deduct money unusually, the person who opened my account, deducted 5000 at initial for cashback scheme. Which I have to use in a year as a brokerage fee. Which is much higher then others, I am Tring to close my account but there is a heck they can open account in minutes but closure is totally offline have to fill form and submit nearby with correct information else no closure, no way to close online, I am trying to close it from last 5 month but cannot as it has more hectic experience. I lost nearly 15k in 2 years as charges. Don't open else you cannot close.