LIC IPO Review & Recommendations

Avoid

Next paytm

Avoid

Whenever the government issues an IPO (think of GIC Re, New India Assurance, etc), it asks LIC to step in and mop up the shares and stabilise the price on listing days. LIC IPO is a large issue. It is likely to pull down market leading to the IPO. When it lists, LIC cannot obviously buy their own shares. A small trigger is enough to make this stock to crack. On the top of it valuations are high. My reco is just to avoid this IPO.

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Must apply

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LIC is love

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1.Best central govt. Corporation on the ground of best service to policy holder & pay the maturity sum exactly on due date in all my family member.

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With Retail investors getting discount price shares , its advisable for buying for listing gains and considering midlong term investment will be for purely investor own target

Avoid

Listing k din Sabhi Retailers, Policy Holder, Employees ki Selling Aayegi. Buy kaun karega??? FIi Dii Sab Chalak hal Saste mein Maal khayege. Wo jo Chahenge Wo hi hoga.

Avoid

Liquidity in long term

Avoid

Lic purchase idbi bank before 3 years 60 rs and current market price is only 45 means 30%lower than purchase price after 3 year and it's in profit . It's showing the ability of lic who is not able to trade his own Bank above purchase price . than think LIC never give you profit for long time.think 5 time and than take dicission

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LIC ITIHASH BANAYEGA PRICE OR SUBSCRIBE
OR INVESTER
INVESTER INVESTMENT IN IPO ABOVE 6 lakh cr

Neutral

Neither expecting a good return or great loss.

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Fair value 1350/1400 to exit no runaway return....govt further dillution ofs from next year almost every quarter.. untill govt stake reduced upto 75%

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Euphoria might lead to some listing and short term gains.
Business model is not sustainable in long run. Government run companies are poor in adapting to changing conditions.
Its the Holy cow of disinvestment. It will keep getting milked by FPOs and ill-treated by getting forced to bailout other Public Sector laggards.

Neutral

wait and watch listing of this stock
they are selling 3.5% stake today
have to sell remaning 26.5% stake in two years but will try to extend it
to bail out other public sector units will be hit
Those who have excess money may appy seeing last days figures ,
also go through other rewiews of IPO Guru

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LIC is not just one of the best companies owned by the government. It is the best company. and I feel by the time the OFS comes, the price of this will be double...

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@ Attractive valuation

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Apply At Upper Price band with short term or long term vision. Also good if made in very short term

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Portfolio Share. Attractive price

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The valuation is very attractive and I think if it lists bad the government name can damage from this .. and the government will not let this happen

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Reasonable pricing. a blue chip company

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its blue chip company of India, will become 6 th big by market capitalization, debt free and trust of people.

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IPO is good but price band is very high. hopefully it should give at least 10% +ve listing gain

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Out of 11
6 points postive
5 point negative

Very attractive price

If you can give 11 points detail I will share you

Avoid

One should need to look the other companies such as New india Assurance and General Insurance as they were given in IPO around 800 to 900 range and currently they are listed below IPO prices and people has lost big money.... Avoid and save your savings... don't be greedy

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It's like a monopoly in the insurance sector.
The price band is reasonable.
Strong Anchor book & market sentiments are also good.

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attractive valuation.

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A fairly valued ipo

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LIC is market leader

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Reasonable pricing and discount to policyholders and Retailers.

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Going to apply only for long term

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Coming with reasonable pricing
1. SBI Life embedded value 38K Cr. M cap 1.13L Cr i.e. 3X EV
2. HDFC Life Embedded Value 27K Cr M Cap 1.17 L Cr. I.e 4.33X
3. ICICI Pru Embedded Value 29K Cr
M Cap 75K Cr. I.e. 2.58X
4. LIC Embedded Value 5.5L Cr
Targeted M Cap 6L Cr. I.e. 1.1x
Big big bet by government to come at 1.1 times EV. It's portfolio stock, don't expect listing gains

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Subscribe for listing gain
Also good for long term
Never list in discount (if mkt stable)
Good for retail and PH for discount

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Government has left a lot for investors by reducing the ipo price.
LIC market cap to EV ratio is around 1.1, which is much lower than other insurance companies
It has good market share and good earnings from share market investments. Future growth may not be much here so for longer term, i am not convinced to hold it and somehow i feel due to PSU tag and government interference in future, it may not keep performing well. Apply here for sure in policyholder and retail, due to good discounts.

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Apply

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Leader in segment

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LIC ही एक ऐसी कंपनी है जो गिरते बाजार को संभालती है, और इन्वेस्टमेंट का नजरिया अच्छा है, वेदांता की डिलिस्टिंग सिर्फ LIC के कारण नही हुई , डीलिस्टिंग रेट 97,अब तक इतना DIV आ गया है।
बिंदास हो कर लगाएं,सरकार आपके साथ है।

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- Attractively priced
- NII old rule will help larger participation from NII
- Good for short term to long term (due to Govt interest to make this issue success for future disinvestment of LIC and other PSU's)
- In spite of selling during listing day, could be absorbed by MF, NII and few FII. Hence going below issue price risk is minimum
- LIC investments are huge including major blue-chip companies. Appreciations over the time i.e 5 years, double on EV (possible target 2000 in 5 years) - Thanks

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5 star

Avoid

over hyped

Avoid

Most large IPOs have not given listing gains and LIC market share is gradually declining.

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Buy for long term

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LIC is good stable share to hold in one's portfolio. Like other PSUs , it will reward with rich dividends periodically. It is unlikely to offer huge capital appreciation. After increasing it's float through FPO or OFS at an appropriate time, it can enter NIFTY or BANK/FINANCIAL NIFTY at which point FII participation may give it a fillip.
Do apply ..

Avoid

large issue. younger generations don't invest in lic anymore

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Lic is a Giant in Life insurance. Over 60% market share . If Lic sustain this market share then it will be a portfolio stock with decent 10-30 % gain.

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Reputed company with lot assets

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Lic is not just insurance company but lic is major stake holder in India's biggest listed company like reliance,TCS , Infosys,itc and somany other lic holdes more than 1% in 278 NSE listed company

Neutral

Positive
1. Valuation are Good.
2. Government have to make successful IPO just like IRCTC to dilute more 20%
Negative
1. Too much dilution require post IPO
2. Government Company not liable for Multifold return
3. Maximum Retail Holder (Every Home) will have Share in Demat. So, Liquidity will be there and unable to grow up price easily.
4. Chances are like to behave IRFC. i.e. If 5 Buyer going to buy 500 QTY then 10 seller ready to sell 1000 QTY.

Avoid

22 cr shares on sale. 35% for retailers. I.e about 7.6 cr for retailers. Imagine if 30% of the 7.6 cr come market on day 1, what will happen.

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First lot amount of lic?

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laga lo - laga lo, maza ayega.