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LIC IPO Review Summary from brokers and analysts

Review By Apply May Apply Neutral Avoid Not Rated
Count 16 1 0 0 7
% 66.67 4.17 0.00 0.00 29.17

LIC IPO Analysis By Brokers/Analysts

LIC IPO Capital Market Rating

The Captial Market (CapitalMarket.com) rating for LIC IPO is 45. Their analysis recommends May subscribe for the IPO.

Reviewer Rating Score Rating
Capital Market 45 May subscribe

LIC IPO Review by Dilip Davda (Apply)

[Dilip Davda]  Ever since LIC announced its IPO plans, it became the talk of the town and more so after filing its DRHP in February 2022. Investors across the board were busy calculating its valuations considering its mammoth size of business and market share amidst competition. Now that it has filed RHP and its issue details are announced, its pricing mirroring embedded value and business growth trajectory appears reasonable. With its investor-friendly move with a discount to its pillars i.e. policyholders as well as retail investors, the issue has now turned more attractive. The government of India has again shown their investor-friendly gestures with such moves amidst troubling times like the Russia-Ukraine war, spiralling inflation, and weak global markets. Investors may consider investing in this mega insurer’s maiden mini offer for medium to long term rewards. Read detail review...


LIC IPO Review by Members

LIC IPO Reviews, analysis and views by popular members. Read Life Insurance Corporation of India (LIC) IPO reviews by retail investors to find recommended ipo to buy.

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LIC IPO Review Summary by Members

Review By Apply May Apply Neutral Avoid
Count 46 0 3 12
% 75.41 0.00 4.92 19.67
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Member Review
Vivek SP

Avoid

Overpriced in current market situation, esp with new RBI Repo rate move..

May 6, 2022 10:03:28 AM
Visamp

Apply for Long Term at Upper Price Band

Best

April 27, 2022 8:44:54 AM
Vilangilethu skariah joykutty

Avoid

All pay ipos are making loss

April 23, 2022 7:45:59 PM
vgoel

Apply for Short Term at Cut-off Price

Valued reasonably as compared to peers.

April 27, 2022 3:12:01 PM
Venkatram
Top Contributor Top Contributor (300+ Posts, 100+ Likes)

Apply for Listing Gain at Cut-off Price

LIC is the top insurer of many Indians and default savings plan for many others. So apply without doubt. But after the disaster of GIC RE I believe book your listing gains and exit the stock unless you are a long term investor who holds the stock for 5 + years.

April 27, 2022 6:40:22 PM
Suraj....
Top Contributor Top Contributor (400+ Posts, 100+ Likes)

Apply for Long Term at Cut-off Price

Subscribe for long term and for small listing gain.

May 4, 2022 9:56:09 AM
SuneelP (500+ Posts, 200+ Likes)

Apply for Long Term at Upper Price Band

Valuations are very compelling and digitial strong makes LIC very interesting in long term.

Definitely buy for me for both lisiting and long term gains.

May 4, 2022 11:02:47 AM
Smile✍️
IPO Guru IPO Guru (1800+ Posts, 1100+ Likes)

Apply for Short Term at Cut-off Price

In initial phase full attempt to operate this stock

May 1, 2022 5:21:41 PM
SKSACS

Apply for Long Term at Upper Price Band

In long Term it will be very beneficial.

April 27, 2022 11:09:59 AM
Shravan Kumar tulsiyan

Apply for Listing Gain at Upper Price Band

Good issue best prise

April 27, 2022 9:26:19 PM
Share Guru Ji

Apply for Long Term at Cut-off Price

Aiwe

April 27, 2022 6:09:45 PM
Shamsher Singh Rana

Apply for Listing Gain at Cut-off Price

laga lo - laga lo, maza ayega.

May 4, 2022 12:02:46 PM
Rightperson

Apply for Long Term at Cut-off Price

First lot amount of lic?

April 29, 2022 8:22:07 PM
rajs.rams

Avoid

22 cr shares on sale. 35% for retailers. I.e about 7.6 cr for retailers. Imagine if 30% of the 7.6 cr come market on day 1, what will happen.

April 30, 2022 7:09:43 PM
Quality Comment

Neutral

Positive
1. Valuation are Good.
2. Government have to make successful IPO just like IRCTC to dilute more 20%
Negative
1. Too much dilution require post IPO
2. Government Company not liable for Multifold return
3. Maximum Retail Holder (Every Home) will have Share in Demat. So, Liquidity will be there and unable to grow up price easily.
4. Chances are like to behave IRFC. i.e. If 5 Buyer going to buy 500 QTY then 10 seller ready to sell 1000 QTY.

April 27, 2022 5:52:10 PM
Prince 🤴
Top Contributor Top Contributor (500+ Posts, 200+ Likes)

Apply for Long Term at Upper Price Band

Lic is not just insurance company but lic is major stake holder in India's biggest listed company like reliance,TCS , Infosys,itc and somany other lic holdes more than 1% in 278 NSE listed company

April 27, 2022 4:47:27 PM
PREMSSSSSS

Apply for Long Term at Upper Price Band

Reputed company with lot assets

April 28, 2022 4:40:38 PM
Prasen Ipo
Top Contributor Top Contributor (300+ Posts, 100+ Likes)

Apply for Long Term at Cut-off Price

Lic is a Giant in Life insurance. Over 60% market share . If Lic sustain this market share then it will be a portfolio stock with decent 10-30 % gain.

May 4, 2022 10:12:38 AM
paarth nirav desai

Avoid

large issue. younger generations don't invest in lic anymore

April 27, 2022 5:42:04 PM
Ou Ai
Top Contributor Top Contributor (300+ Posts, 300+ Likes)

Apply for Long Term at Cut-off Price

LIC is good stable share to hold in one's portfolio. Like other PSUs , it will reward with rich dividends periodically. It is unlikely to offer huge capital appreciation. After increasing it's float through FPO or OFS at an appropriate time, it can enter NIFTY or BANK/FINANCIAL NIFTY at which point FII participation may give it a fillip.
Do apply ..

May 4, 2022 12:34:08 PM
Nitikajgiht

Apply for Long Term at Upper Price Band

Buy for long term

May 7, 2022 6:37:10 PM
Nikhil IPO Investor

Avoid

Most large IPOs have not given listing gains and LIC market share is gradually declining.

May 5, 2022 9:39:08 AM
NANDA IPO

Avoid

over hyped

May 4, 2022 8:51:09 PM
MUKESH AGARWAL

Apply for Listing Gain at Upper Price Band

5 star

May 2, 2022 9:32:54 PM
MRavichandran
IPO Guru IPO Guru (2000+ Posts, 2700+ Likes)

Apply for Long Term at Upper Price Band

- Attractively priced
- NII old rule will help larger participation from NII
- Good for short term to long term (due to Govt interest to make this issue success for future disinvestment of LIC and other PSU's)
- In spite of selling during listing day, could be absorbed by MF, NII and few FII. Hence going below issue price risk is minimum
- LIC investments are huge including major blue-chip companies. Appreciations over the time i.e 5 years, double on EV (possible target 2000 in 5 years) - Thanks

May 4, 2022 9:54:38 AM
MITTAL
IPO Mentor IPO Mentor (800+ Posts, 1300+ Likes)

Apply for Listing Gain at Cut-off Price

LIC ही एक ऐसी कंपनी है जो गिरते बाजार को संभालती है, और इन्वेस्टमेंट का नजरिया अच्छा है, वेदांता की डिलिस्टिंग सिर्फ LIC के कारण नही हुई , डीलिस्टिंग रेट 97,अब तक इतना DIV आ गया है।
बिंदास हो कर लगाएं,सरकार आपके साथ है।

May 6, 2022 12:29:03 PM
Lucky Investor 👷
IPO Guru IPO Guru (1000+ Posts, 700+ Likes)

Apply for Long Term at Cut-off Price

Leader in segment

May 4, 2022 1:20:24 PM
Looser

Apply for Long Term at Upper Price Band

Apply

April 27, 2022 6:36:55 PM
lokes
IPO Guru IPO Guru (4400+ Posts, 5100+ Likes)

Apply for Listing Gain at Cut-off Price

Government has left a lot for investors by reducing the ipo price.
LIC market cap to EV ratio is around 1.1, which is much lower than other insurance companies
It has good market share and good earnings from share market investments. Future growth may not be much here so for longer term, i am not convinced to hold it and somehow i feel due to PSU tag and government interference in future, it may not keep performing well. Apply here for sure in policyholder and retail, due to good discounts.

May 6, 2022 6:22:10 PM
krupa (800+ Posts, 500+ Likes)

Apply for Long Term at Cut-off Price

Subscribe for listing gain
Also good for long term
Never list in discount (if mkt stable)
Good for retail and PH for discount

May 6, 2022 11:47:52 PM
KING VINOD
IPO Guru IPO Guru (2500+ Posts, 5400+ Likes)

Apply for Long Term at Cut-off Price

Coming with reasonable pricing
1. SBI Life embedded value 38K Cr. M cap 1.13L Cr i.e. 3X EV
2. HDFC Life Embedded Value 27K Cr M Cap 1.17 L Cr. I.e 4.33X
3. ICICI Pru Embedded Value 29K Cr
M Cap 75K Cr. I.e. 2.58X
4. LIC Embedded Value 5.5L Cr
Targeted M Cap 6L Cr. I.e. 1.1x
Big big bet by government to come at 1.1 times EV. It's portfolio stock, don't expect listing gains

April 24, 2022 3:44:03 PM
KDKing🤴

Apply for Long Term at Cut-off Price

Going to apply only for long term

April 27, 2022 6:37:31 PM
Karun

Apply for Long Term at Cut-off Price

Reasonable pricing and discount to policyholders and Retailers.

April 27, 2022 7:33:15 PM
IPOTraders
IPO Mentor IPO Mentor (800+ Posts, 400+ Likes)

Apply for Short Term at Cut-off Price

LIC is market leader

April 26, 2022 12:11:47 AM
IPO through ASBA

Apply for Long Term at Cut-off Price

A fairly valued ipo

May 3, 2022 7:15:34 AM
infobax.market

Apply for Long Term at Cut-off Price

attractive valuation.

April 29, 2022 4:09:08 PM
Hash Paatni

Apply for Long Term at Upper Price Band

It's like a monopoly in the insurance sector.
The price band is reasonable.
Strong Anchor book & market sentiments are also good.

April 27, 2022 10:22:59 AM
Gupta Sanjay

Avoid

One should need to look the other companies such as New india Assurance and General Insurance as they were given in IPO around 800 to 900 range and currently they are listed below IPO prices and people has lost big money.... Avoid and save your savings... don't be greedy

May 6, 2022 8:54:43 PM
Gujju IPO
Top Contributor Top Contributor (500+ Posts, 200+ Likes)

Apply for Long Term at Cut-off Price

Out of 11
6 points postive
5 point negative

Very attractive price

If you can give 11 points detail I will share you

May 4, 2022 10:20:28 AM
GrowMoreET

Apply for Long Term at Cut-off Price

IPO is good but price band is very high. hopefully it should give at least 10% +ve listing gain

April 28, 2022 9:28:15 AM
Gem picker

Apply for Long Term at Upper Price Band

its blue chip company of India, will become 6 th big by market capitalization, debt free and trust of people.

May 2, 2022 3:30:03 PM
ganesh jaiswal
IPO Guru IPO Guru (1100+ Posts, 700+ Likes)

Apply for Long Term at Cut-off Price

Reasonable pricing. a blue chip company

May 1, 2022 11:21:58 AM
DTC

Apply for Listing Gain at Cut-off Price

The valuation is very attractive and I think if it lists bad the government name can damage from this .. and the government will not let this happen

May 2, 2022 12:59:11 PM
dkjmdi

Apply for Long Term at Cut-off Price

Portfolio Share. Attractive price

May 4, 2022 10:55:16 AM
devilbhai

Apply for Long Term at Upper Price Band

Apply At Upper Price band with short term or long term vision. Also good if made in very short term

May 9, 2022 1:54:23 PM
crsl
IPO Mentor IPO Mentor (600+ Posts, 300+ Likes)

Apply for Long Term at Upper Price Band

@ Attractive valuation

May 4, 2022 10:14:58 AM
Chhattisgarh
IPO Mentor IPO Mentor (600+ Posts, 500+ Likes)

Apply for Short Term at Cut-off Price

LIC is not just one of the best companies owned by the government. It is the best company. and I feel by the time the OFS comes, the price of this will be double...

May 1, 2022 2:10:16 PM
Chem cho
IPO Guru IPO Guru (2600+ Posts, 2700+ Likes)

Neutral

wait and watch listing of this stock
they are selling 3.5% stake today
have to sell remaning 26.5% stake in two years but will try to extend it
to bail out other public sector units will be hit
Those who have excess money may appy seeing last days figures ,
also go through other rewiews of IPO Guru

May 4, 2022 10:37:33 AM
Champak

Apply for Short Term at Cut-off Price

Euphoria might lead to some listing and short term gains.
Business model is not sustainable in long run. Government run companies are poor in adapting to changing conditions.
Its the Holy cow of disinvestment. It will keep getting milked by FPOs and ill-treated by getting forced to bailout other Public Sector laggards.

May 4, 2022 9:57:18 AM
Cautious ProPrio
IPO Guru IPO Guru (2100+ Posts, 1200+ Likes)

Apply for Long Term at Cut-off Price

Fair value 1350/1400 to exit no runaway return....govt further dillution ofs from next year almost every quarter.. untill govt stake reduced upto 75%

April 25, 2022 9:00:49 AM

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1 Comments

1. Ou Ai     Link|May 4, 2022 1:10:08 PM
LIC is good stable share to hold in one's portfolio. Like other PSUs , it will reward with rich dividends periodically. It is unlikely to offer huge capital appreciation. After increasing it's float through FPO or OFS at an appropriate time, it can enter NIFTY or BANK/FINANCIAL NIFTY at which point FII participation may give it a fillip.
Do apply ..