@Hope is life sir i have bob , sbi , hdfc, and icici accounts in my house , I've applied from all of it , no doubt on time of applying bob servers never go down , but on allotment time , my experience has always been bad in bob , even my sbi(asba) release funds early than bob (asba). maybe everyone's experience with different banks is different, but i can only talk for myself. and for anyone who applies bid of less than 5 lakhs , use BHIM upi , I've tried phonepe, gpay, banks upi , paytm , netbanking and asba , and by far BHIM upi is best for blocking and unblocking , also it gets mandates request in under 10 mins of applying bid