@RAJESHWAR Thanks.
This is HDFC Kids Advantage Account, where they didn't mention the age, checked with multile RMs, they said, 5-7-15 years is age restriction.
https://www.hdfcbank.com/personal/save/accounts/savings-accounts/kids-advantage-account
@A.A also checked with his RM and found the same.
They all say different min age number, so not sure.
@captainjack Congrats for your baby. Mine is also 3+ months now.
Opening HDFC Bank's account (Super Kids Savings Account) today.
https://www.hdfcbank.com/personal/save/accounts/savings-accounts/super-kids-savings-account
It says condition for getting a debit card is 3 years, so to bypass this condition, I am adding myself as joint account holder (along with being there as Guardian also), will get Debit Card for me in this Minor account, will add in UPI apps (GPay, etc).
As in Minor account, Child is primary Holder, in UPI apps, Child Name should come in Account Holder's Name and UPI IPO application should work.