@Tejas Pandya Tejas bhai iske liye aapko sab account ka fund ek account me transfer karna pada hoga as you apply bhni in mainboard from all,,, and fir dobara sabme distribute kroge aap jaise hi koi acha mainboard aayega....
This big fund migration again and again is not good, saal bhar me bhot saari transaction ho jaayengi and it will be complicated,,, as you can give gift to immediate relatives but provided that you cant take it back...from income tax angle also its not good..because gift is valid only if not returned..
Iss se acha sabme 10-10lakh rakho and sab 13 account se hni me laga diya karo with same number of lots like 8/8/8/8/8......13 times..
There is very minute benefit in 12 retail and 1 hni ( say 12 lot in thai as here retail was half subscribed)
But mostly its not worth against so much movement.. 🙏
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