Teerth Gopicon Limited IPO Message Board (Page 3)

All the best Sir 🥀🥀

I really appreciate your conviction of applying 55 lots although there were complete negative comments about the company. Selection of 55 lot is also great as it will ensure 1 lot for you

​@KGSKIPO How can you tell that 55 lot will ensure allotment ? Subscription is 97 times buddy. And then you can do your own math.

Applied for 38 and 35 lot application with a intention to get two lots but after final subscription realized the mistake . Should apply a single application of 73 lot . Lets see hope for ghe best..

​@KGSKIPO How can you tell that 55 lot will ensure allotment ? What if 2 applications come in at 55 lot category ? Subscription is 97 times buddy. And then you can do your own math.

​@Esparando You are correct. If 2 applications is in 55 lot, one only will be alloted. I assumed that no body would have applied for 55 lots due to initial poor subscription. Although I had funds, I applied for 11 lots only fearing of more than 1 lot getting allotted. At the end of the final day, game changed.

Got 1 lot allotment for my 55 lots HNI app.

@diwan kapoor  Thank you for your blessing. Have you applied for and got any allotment(s)?
@KGSKIPO  Thank you for your appreciation. Normally, I use to go for odd lots ending with 3 or 7 (i.e.47, 53, 57, 63, 67 and so on). This time I went for 55 lots, just for a change, and got allotment.
@Esparando  I think you have changed your name as new one but you must be an old member of this group as evidenced from your valuable postings. Regarding your query elsewhere on usage of linked FDs in IPOs, I do apply for IPOs using my linked FDs in IndusInd Bank for the past two years. What about your result for your 51 lots application?
@PLAZA  Have you got any allotment?

​@DEVBULL I am old timer in stock markets but new entrant into IPO market (Since Feb 2024).
By the way, my 51 lot got picked so happy for that and congrats to you as well.
I use IDFC first bank savings account as it gives 7% interest above 5 lakhs which is close to FD rates. But good to know some banks allow IPO application against FD. Thanks.

​@DEVBULL Congrats. I learnt a lot from you regarding the number of lots to be applied on last day. My major capital is in SBI in which the closing time is 2 pm on last day and capital shall be in savings account which earns 2.7% only. I am not eager to move all money to ICICI also. There is no IndusInd bank near me. I can open digital account but not doing that as private banks putting accounts under freeze for some reason. Any advice is welcome

​@DEVBULL @Esparando Congratulations for allotments to both of you and all others who got. Yes sir I have also allotted one lot in 38 lot but nil in 35 lot application . If u hv some inputs about of creative graphic sme then pl tell. As I hv allotted lot throgh the strategy learned from this forum and having conviction in this sme as products are being sold to all very reputed company.

​@Esparando Congratulations for getting allotment.
1) I am a senior citizen and getting 8.25% interest for my FDs with tenure of 1 year and interest payable quarterly in Indusind Bank. Drawback: The cut off time is 3 pm and not 3.30 pm for HNI.
2) I think linked FD facility is not there in IDFC First Bank as discussed earlier in this group. However, IDFC First Bank is better on four counts for non-senior citizens. That is (i) Savings interest rate is more or less comparable with FD interest rates (ii) flexibility in keeping the fund in Savings Account (iii) getting monthly interest in Savings account and (iv) most importantly for HNI investors, the cut of time is 3.30 pm. You have half and hour extra time to predict the HNI subscription multiples and decide your best lot size. Ultra HNI activities are happening between 3 pm to 3.30 pm only on the last day.
@KGSKIPO Please see the benefits in the IDFC First Bank as listed above and get the experience from Esparando and try to shift to IDFC First Bank. I guess, SBI is not suitable for HNI IPOs. May be suitable for retailers only.

​@PLAZA  Congratulation for allotment. Regarding Creative Graphic, I am applying for IPOs for listing gains only and mostly coming out on the listing day itself, if allotted, due to my ageing factor (68 years). By the by, I didn't get allotment for Creative Graphic.

​@DEVBULL Thanks for feedback . I also used to exit on the same day of listing but by god gift i hv been allotted two lots of which one sold at 183 and other one holding for some time but an accident occures in this and stuck with LC for two days and yesterday UC with margin of shares stands .....

it'll list positive , revenge shall be taken.

Profit expected 24k then it is better to sell and get safe as sub going in 15-20k range. What do u say ?

​@GrayIsTheNewBlack Aap market se sangharsh karo, hum aapke saath hain !!

​@GrayIsTheNewBlack There is definitely one co-applicant in 47 - my FIL has applied 47*2

I applied 52*2 at 2.45pm thinking I'll get 2 lots easily. So much for that 😅

Amazing potential bro... Single application of around 2 Cr ... 3 Cr+ idle funds for IPO.. maybe you did not but I definitely missed this post COVID rally till now.. because I have zero shares..had No equity portfolio... I just did ipo - ipo in all this years ..and surely didn't beat index returns..
Can other members share if they beat index returns with their ipo money in last 3 years??

​@MR AGARWAL What will you do with public data (if they outperformed or under performed index with their IPO money) ?

​@Esparando Some discussions lead to self realisation.. I didn't ask specifically to a person... But openly to whoever is comfortable and has done some excel work or maintained records like I did.. how much capital we begin with ..how it grew .. could I have deployed it in equity as comfortably as we put it here in ipos.. say 1 cr we put in ipos like a game but not in equity .. so what should be the allocation as ipo money and in equity so that we don't regret in long term ... Discussions like these make us think time to time to make proper asset allocations to equity , Gold , RE.. Data Speaks and people with experience can vouch for it..! Was looking for answers to " if I am missing alot being a ipo investor only."

One Application of 30 lots and 12 retail applications.
Hope for the best now 🤞

​@Mr. Agrawal Yes the returns from ipo have exceeded index returns easily in last 2 years of my journey

But @Mr. Agrawal , you just need to spend few hours on chittorgarh site to get answers to all the questions you have asked. There is huge data on this site and you just have to analyze it. Try to learn and understand on your own and that will give you lot of confidence. If you have any questions around the data available online then definitely it makes more sense to ask... but why such short-cuts and that too you never know who is telling truth and who is not. Build conviction buddy, because that is what makes money and not tips from here and there.

If you still want rely on others unverified return ratios then up to you.

​@GrayIsTheNewBlack Are you using linked FD for applying these or it's from saving account. If linked Fd, which bank you are using. Best wishes for terrible luck.

​@KGSKIPO I do not this IPO against FD is allowed by any bank. It could be against SEBI rule I guess.

​@Esparando What is the SEBI Rule to not use FD for IPO? Many use it that way including me. Misinformation unsolicited.

​@MuStrFc That is what I am saying... do not spread misinformation. Which bank you are using for IPO against FD ?

​@Esparando Yes Bank, RBL, ICICI, Indusind, AU SFB

​@Esparando I am using ICICI Bank linked FD for IPO application Ensure correct information is spread.

​@KGSKIPO Patience buddy...till I check this and confirm as I have ICICI account. Because none in the message board on any IPO confirmed this except you. Also this is what I see in Chittorgarh website (though this is 6 years old).

https://www.chittorgarh.com/faq/can-ipo-application-made-through-fd/454/#:~:text=No%2C%20as%20per%20ASBA%20guidelines,etc.%2C%20cannot%20be%20used.

​@KGSKIPO And also, if you read my message, I did not confirm this is not possible,... I mentioned 'I think', which means I am not 100% sure. So yeah, have some patience to understand the sentence before using unnecessary words buddy.

One 51 lot applied and I do want any company :-)

​@Mr. Agrawal - yes index returns were beaten easily at overall capital level (Secondary Market + IPOs).
When it only comes to IPOs my capital was not constant throughout the year, I added a lot of capital throughout the year after liquidating from secondary market (due to overexposure to one share). So, that calculation I have not done.
From what I have observed IPOs are more about luck, If you are doing only IPOs then you need to make sure you are lucky enough to get disproportionately high allotments in good IPOs.
Second way is to target only SMEs with capital > 5 Cr, to get assured allotments in 90% of the SME IPOs (this number can be lower depending on new entrants).

If luck is not favoring you then I would say, better to look for other options than wasting the time here.
I've learnt it the hard way after spending almost 12 months hoping for luck to improve (always less than average allotments when it mattered the most).

​@GrayIsTheNewBlack Bharti mai kya kiya .. becha ya holding??

​@Mr. Agrawal - sold at average 825
What about you ?

Sold at average 801... 820 par price gya tha toh Sl 801 ka rkha tha...Sl hit Sometimes kuch na krna hi best hota hai we should have not touched these share today ..

​@rohiitian - Thanks to your FIL, somebody will get allotment 1 lot in 47 lot category.
Yes - subscription did go out of control, my initial thought was 47 lot application should fetch one lot with high probability.

​@rohiitian - I got allotment in 47 lot application. Did your FIL receive allotment in 47 lot application ?
Unfortunately 146 lot application got 1 lot only (this one had good chances to get 2 lots) , BOA will be interesting to see.

​@GrayIsTheNewBlack Unfortunately he didn't get in 47/47. Possibly only 1/3 allottees in that category, and that was you.

146 should mathematically have given you 2 lots, hope they furnish full BOA and not sample basis

​@rohiitian - Time will tell whether is "unfortunate" or "fortunate" 😅

For 146 lot application number of additional shares required for second lot would be about 593 (assuming 97x).
Maybe no extra shares were left after distributing the additional shares where the requirement was less than 593 shares.

​@KGSKIPO - Linked FD mostly.
I use IDFC First Bank

​@GrayIsTheNewBlack Is linked FD facility available in the IDFC First Bank? Are you using it for applying for IPOs on Netbanking. If so, please furnish details with interest rate, tenure etc. for the benefit of the forum members. Hitherto , I was in the impression that this linked FD facility in not available in IDFC First Bank. Of course, I am using this facility in IndusInd Bank for the past two years.

@GrayIsTheNewBlack are you sure IDFC First Bank offers linked FD facility to apply in IPO for all savings account holders? I heard they don't offer this facility.

Got 1 lot against One Application of 30 lots and also got 1 more lot out of my 12 retail applications.
Now all focus on listing .. let’s Hope for the best 🤞🤞

​@GrayIsTheNewBlack @DZ @DEVBULL Even I wish to confirm that is IDFC First Bank offers linked FD facility to apply in IPO for all savings account holders !!
My Grandfather had senior flexi saving a/c in IDBI, where whatever amount he kept above 25k..it got considered automatically for FD (interest rate was the same which idbi used offer on that particular date for their other Senior citizen clients) and it could be use for IPO application too and 1 more before was like if he transferred money to anyone and then deposited the same amount before EOD .. FD couldn’t get broken and incase some amount gets lesser .. then FD amount gets minus by that lesser amount and new FD gets created without any charges.

​@Sumya You are talking about IDFC or IDBI? As one of my relatives relationship manager assured that FD Linking does not work in IDFC for IPO ASBA.

​@Sumya IDFC First bank has automatic sweep FD Facility but I don't know whether we can apply for IPO with FD money. In SBI also, sweep FD Facility is there but you cannot use the money for IPO. You please clarify

​@GrayIsTheNewBlack I opened a IDFC savings account and opened a FD also. There is no option of linking FD with savings account either in Netbanking or app. You may kindly explain how to open linked FD. Thanks