Star Health and Allied Insurance Company Ltd IPO Message Board (Page 13)

As you know insurance industry close, please distinguish between mediclaim and health insurance.Which one do you think is potentially ahead ?

@ asoke sarkar I say Health Insurance is way ahead than mediclaim policy. In terms of features you get by purchasing health insurance is much better than mediclaim. You can get as much as sum assured you want in health 10 lakh 50 lakh etc. in medclaim sum assured limit is there. Medcliam doesn''t cover pre n post hospitalization expenses. also critical illness is also not covered. All in All in terms of features Health Insurance is having lot of advantages over mediclaim.

Health insurance is growing sector after covid lot of people opting health insurance in short people are asking from there end of health coverage unlike life insurance agent or distributor need to force sell them a plan. so I''m definitely applying for this ipo with long term view. and after listing I''ll wait to buy at lower levels if listing happens near issue or blw issue price. I''m not a expert in insurance but I worked in insurance sharing some experience.

Seems you agree that there won''t be listing gain even though you think that company is good. If I had to consider for long term, there are many companies in secondary market with much better financials.
For long term investment you can even buy star post listing and at lower price.

I think you got played by Asoke''s question. Mediclaim and health insurance are used interchangeably.

If there is no listing gain, why should we apply in IpO. We can get it at discounted price in secondary market.

@ Crow mediclaim and health insurance both are different. I hope asoke not asked abt claim of health insurance.

@Tradingforlife
My query is very simple.
1. How does health insurance differ from mediclaim ? (To common people the difference is much similar to murmura/mudi and chura)
2. As a business which one is more potential?
I have no query relating to benefits given to the customer or claim related jargon. I just want to understand the business.

I have put the query to you as you have experience in this field.

Thank you for the information given to us.

@asoke health insurance business have more potential in long term. Its just matter of covid situation. Many people have looted company in covid situation with the help of doctors but company also have barred some hospitals.

Shall buy if it trades below 600 based on the last preferential allotment price. They are welcome to bring IPO but not welcome for charging exorbitant amount which will incur immediate loss to people applying in IPO. This shows they have investors eager to get out taking big pie. For good companies IPO should launch with just pricing like Latent/Tega/Sigachi.
Conclusion: Not applying, it is worse than PayTM which had shares trading at higher valuation before listing.

I applied 1lot with the help of star employee.

Sir,
I appreciate n admire your poetic way of expression. Very nice. What a beauty!

🙏🙏

Lol. After listing - tare zameen par :)

@Nidhike,
Wellcome back... after a long time

Rjhony Rjhony ....YES ka papa
Eating Money .....No papa
Selling lies.......No papa
Open ur Mouth.....Star star star!!!!!

Just for Fun.....Retail Beware!!!!!

Hah! Hah! Hah! 🤣🤣🤣

RJ is showing Stars in broad day light..
A borad light robbery showing stars...
Avoid.. avoid.. those who applied cancel to escape from a big Shark..

that was funny.....

Its hni category will b less than 1x.

Sab hni ka dhyan tega par he

Also windas bio

and fino payment bank

Prvention is better then cure...hope investors learn after Paytm debacle....even if it''s next gland pharma, still investors should skip,bcoz they have to change there mentality after Paytm.....they have to learn from mistakes.

@amit g now day retailer never try to learn.... Paytm me fas gye sub so star ko skip karege aur phir se phas jayege..

Guys please be tolerant.I don''t know about Dilip''s success rate but some analysts success rate above 50% consider themselves good investor.

Final worlds
Such intolerant behaviour discourage IPO Gurus from giving their views.Eagleeye,chem cho,Rajkumar,Harit already left or became inactive on forum..
please we have some few jems left dont criticise them in rude manner.They are giving free advise and you are free to follow them or not...
(Some days before Arjun Rajkot felt backslash too from members)
Remember no one is sure about market it has its own equations even algo trader can''t guaranteed profit then how can human!!!

msg in wrong thread...

@Killer

i support your words.

We should take information from Forum and dont consider it sure shot information.
we should exercise caution in our way by considering our risk capability and ability to bear loss in case something happens on -ve way.

All IPO gurus and many other people has made this forum good information sharing portal which is useful for many people.

Nobody will be 100% correct in any recommendations so our own research combined with expert views will be beneficial for long term