SBI Cards and Payment Services Ltd IPO Message Board (Page 112)

yes . you can do so

If u hold sbi before cut off date, u r eligible to apply both in retail and share holder category..

Yes
but will it be considered as hni or as retail if i apply 13 lots in shareholders and 2 lots in retail?

Brother many experts have stated on this forum that one can apply upto Rs 2 lakh in shareholder category and another upto 2 lakh in retail category. Obviously total would be less than 4 lakh

If the retail category is oversubscribed number of applications wise then it would be useless to apply for more than one lot in retail category

Becs bankers need time to process RII applications, as this is huge IPO so retail applications are more. This was same case for Coal India IPO

In three days IPO Many HNI and RII take action to apply on last day of subscription after watching QIB numbers. for big IPO process too many RII applications after 2:30 PM on last day is tough job for bankers so SEBI allows extra day so that RII/HNI can submit application smoothly after watching QIB earlier days numbers.

I hope this help,
nothing soft corner for any brand from SEBI, this is as per rules.