Hi
@lokes ,
@abc xyz @newgen consultancy and others who has similar experience.
I have been watching this forum for the last 2 to 3 months. But this is my first comment.
I am not good at English, sorry for that.
I am in big trouble(I made a big mistake in my life) and Help me to solve all this issue.
I am from a poor farmer family and now somewhat earning good money.
Last year I liked one house and planned to purchase the same house using home loans.At that time I got a call from Shriram finance and they told me you can get the loan using policies like.
They asked me to take 2 policies and they told me they are processing the loan(based on their commitment I gave "X" amount to the house owner as advance).
I have kept on calling. They told me it is in progress and you will get a loan as soon as possible.
After 3 months I got a call from the Shriram loan department and they said your loan is in progress and next week you will get your loan amount like that.
but i didn't get any loan even after two weeks. when i call to insurance guy.He told your loan amount is high you need to take one more policy and he given commitment like after loan credited in my account. we can cancel this policy like that.
as i already gave my amount to the house owner. I didn't have any other option and took one more policy.
After that I also didn't loan. When I called that number another lady answered the phone and told the person who took my policies in medical leave.
Now this lady is saying you will get the loan as soon as possible.
Now the policy renewal date approached.
It looks like they have cheated me with good drama(while taking the policy they told don't say you are taking a policy for loan) . I know this is full of my mistakes. Now I want to get out of this trouble.
I am also not able to sleep because of these issues.
Not able to write the whole story because of time.
Now how can i cancel all this policy and get the full amount.
I know it is full of my mistakes. I lost my life hope also because of this issue.
total policy amount will come around:4.5 lakhs.