Life Insurance Corporation of India (LIC) IPO Message Board (Page 69)

1-May-2022 IPO have UPI Limits for
applications
Retail Individual - Rs 2 Lakh
Non-Institutional (HNI) - Rs 5 Lakh
Now UPI Applicable for HNI also ab to QIB ka hi
bharosa hai .

Hmmm.
Hni data could be misleading too.

In retail.
Application me amount 949*15=14235
Or
904*15=13560
Kon sa bharna hoga????

@ram sita mota bhai ram ram...
aap jab bharoge tab apne aap hi discount hoke rs. block hoga.

application becha ho to discount broker ka... share becha ho to discount aapka.

The general idea is that 'apply at cut off price and ipo system will block whole amount but at the time of Allotment when eligibility will be checked then appropriate amount will be deducted'.
Will advise you guys to focus to gauge mood of the market and arrange fund(s) and apply accordingly. Wish happy profit..

There wil be further share sale by FPOs for meeting divestment targets by central government.

Further sale will be done after 1 year only

The very important criterion to value a company is its Net Profit. To arrive at a fair value, Average of last 3 years Net profit can be considered. LIC is a PSU company. Most of PSU's (Power Gride, NTPC, REC, PFC etc) are quoting at a PE of around 10. LIC has made an average Net profit of Rs. 2800 crores in last 3 years. with a maximum PE of 20, Its market cap should be around 56000 Crs which results in to a share price of less than Rs. 100/-. Do not get shocked. Learn to consider and accept reality.

Insurance companies and banks are not valued based on PE Ratio

Going forward from this financial year LIC will keep 10% of profits instead of 5% till now. So their profitability will be increased
They will become more competitive due to public company nature and should work hard to give competition to private sector

I have 4 accounts in my family,one account having LIC policy & other 3 normal accounts. I dont want too much of LIC shares. what should be the ideal application strategy.

apply in full(2 lacs) in lic policy holder account & skip other accounts.
or apply in other accounts as well in retail category.

22 cr shares on sale. 35% for retailers. I.e about 7.6 cr for retailers. Imagine if 30% of the 7.6 cr come market on day 1, what will happen. (Approx no’s. Only)

Should we ignore this -

LIC admitted that they have to take some decisions which may not in favour of share holders like

Investment in IDBI BANK or bail out some PSU IPO like NIA , GICRE or HAL

LIC has made losses(mark to market) 6000cr in mispriced policy papers worth 11000cr , thay done provision and will bring in books near future

90% policy sold via agents 9% direct selling and 1% online digital mode where HDFC life has sold 34% digitally

Premium collection --
LIC collect premium (36%) digitally automated roots
Pvt companies collect it 90%)
So they have to employ staff and persons to get premium

Last 5 years CAGR
LIC GROWTH 6%
PVT. Co. 18%

@ harit
What pvt company holds 34 % , please explain.

https://hindi.moneycontrol.com/news/ipo/lic-has-a-lot-of-good-things-attached-to-it-now-some-negative-facts-about-it-555271.html

Ashok ji
Please read this

LIC ( lagne ka cahnce 100% ) premium 63
glen mark life IPO ko 39,00,000 aapplication mila (july 2021 )
LIC ko 1 time ke liye 46 lakh form chahiye.

( malum he ke nahi ayege itne form lekin aa gaye to sirf 15k ka maal hi milega )
( ager nahi aaye to 30k to 45k ka maal lagega )

to jaldbazi naa kare thoda mahol stable hone de.

3552000. But No chance for 45 k maal. Policy holder ko bhi 3 lot se jyada nhi .

hope for best

Is ASBA ROUTE NOT AVAILABLE OR DISABLED FOR LIC IPO. EXPERTS GIVE UR VALUABLE SUGGESTIONS.

As per AXIS capital, ASBA route is available only for HNI and employees.

@Akhil IPO
Axis capital sine last 2 years says no third party ASBA/UPI is allowed. And we have seen manh IPO allotment through third party ASBA.

Policy holder ko application me policy no dena hoga Kya

Not required. If your pan is linked to the policy, your application under policy holder quota will be accepted.

Policyholders quota required linking of PAN number with policy before 28 February on LIC website.
Your PAN is required

what makes you think Government is giving LIC cheap, can you quote with facts and figures with regards to valuations, It will help us also to arrive at a conclusion, whether to apply or not

@Morgan Stanley Capital International

I observe many influencer use this word MSCI emerging / MSCI fund

In YouTube people say xxxxx stock is been added so YYY foreign money will be flow in and out of this stock so keep a eye on it.

Does any investor invested your money in these funds

If you have invested please give you valuable information on this MSCI funds.

How can I invest my money here .
is it good to park fund in msci over nifty index

And how much portion can I park of my investment in this fund.

Thanks in advance

Top 5 reasons why I recommend or choose LIC IPO
1) It is Indian Govt prestigious project and they wanted to make sure that it will be a success. Its Nirmala sitaraman’s and govts prestigious issue
2) Govt does not want to fail it since they will definitely plan FPO in the coming year to sell more shares. By the time they wanted to make sure that this is not a flop IPO
3)If the same fails, then the opposition cry on selling public ltd firms will have more visibility and it will affect their future plan of selling more public firms
4)They have pushed the IPO during the tough time and waited for the right time and also reduced the percentage of selling from 5% to 3.5% . All these are the signs of making sure that they wanted to make it a success
5) They realised the importance of retailers these days and they want all retailers to keep the share with them and given off a discount of 45 Rs. actually a premium holder and a normal retailer difference is only Rs 225/- per lot.

LIC ME SMALL HNI KA KOTA NHI H KYA PURANE RULE HI H KYA PLS TELL US ANYONE.
REPLY PLS

It's old.HNI rule

WELCOME BACK


LEGEND IS BACK

PLEASE PROVIDE DUMPING STRATEGY

LIC is a long term play.
With only 3.5% stake sale, Government will come out with FPO, May be two years from IPO.
In between, it will be a Dividend play. Government will seek aggressive dividend pay out from LIC.
Embedded value is much higher, will be monetised in staggered manner.
Lastly, if SBI life can hit 1293 as 52 week high( FV-10), there’s no reason for LIC to go beyond 1300, being much much bigger player.

What do you think will be the expected Subscription in Retail Category ?

Gmps

Lic 80-83
Campus 90-95
Rainbow 38-40

Sorry
Numerology expert

LIC IPO is green shoe option, has follow on purchase of INR9K Crores from market if price moves below issue price or if market price not trade below issue price INR 9K Crores will be issued additionally
So it is safe assume it is zero risk to invest for IPO listing gains