88. G profit| Link| Bookmark|
November 18, 2023 8:15:53 PM
IPO Mentor (1000+ Posts, 300+ Likes)
In the DRHP, preferential allotment for federal Bank shareholders was inputted, but in RHP not shown. Donot know why they have removed shareholder quota
88.1. G profit| Link| Bookmark|
November 18, 2023 8:19:57 PM
IPO Mentor (1000+ Posts, 300+ Likes)
True, they have decided to offer NO SH quota and hence omitted the same in RHP. This IPO may not sail through fully, it appears. Another reason for lack luster response will be clashing of dates with other attractive IPOs.
@Krishna T ✨ Sir ji dhyan mt do me eloon mast morning se observe raha hu Bina kiski source sab ipo page par fake gmp aur shareholder cat me apply ki liyi mis guide kr raha h abhi admin bhi ne koi dhyan nhi Diya
Dilip Dawadaji says in his review write-up that well informed investors may apply. What he meant to say? If someone is already well informed then why he would need to read his review? And if someone like me who wants to rely on his expert advice then shouldn't I consider myself as well informed? If yes then what's the logic behind him saying so in each & every review notes?
BTW will he clarify the logic behind some of his other comments also. Such as details furnished regarding.. 1) "average purchase price of promoters". The information is not useful since decision investment cannot be based on this. It's only for GK. Instead of that the review should focus more on valuation. He never discuss on other benchmark other than PE & PB. 2) Another absurd comment often appears there that "...thus the issue is fully priced" Whenever there is+ve PE ratio that means issue is fully priced. This is confusing when he says further that issue attractively priced. How come this, when it is fully priced already?
Reviewer follows the principle 'If you can't convince them, confuse them'
85.4. AryanRaj| Link| Bookmark|
November 20, 2023 2:55:24 AM
Top Contributor (600+ Posts, 100+ Likes)
By well informed he means you have to know game of the market in first place and follow it regularly, know all the risks involved. How operators works, how price action works, how results works, how socio-political situation works as he has given medium to long term investment. What if you buy, forget to be informed about what is going in market or in counter or anything that hurts price and stock falls in medium to long term? Will you blame yourself or Dilip ji? Because he clearly said be informed but you were not.
Sirji, i have said & accepted it in my post itself if that if "...someone like me who wants to rely on his expert advice then shouldn't I consider myself as well informed?" As you mention if I have to study those aspects or I understand those, then why should one read his reviews? When someone is SEBI / NSE certified adviser then his advise needs to be after taking into account all such scenarios that you have enumerated. How I am wrong in expecting that? By the way I am not critical of anybody, rather I feel frustated when he expects me to be well informed.
Around 16% of the loan book of the company is unsecured business loans and the RBI directive on revised norms about risk weightages may impact the company business fortunes as the It will led to increase of the borrowing costs. So one need factorize this thing while applying for the IPO.
Federal Bank Shareholders Bidding in the Federal Bank Shareholders Reservation Portion can Bid up to a Bid Amount of ₹0.20 million (net of Shareholder Discount). Further, a Federal Bank Shareholders Bidding in the Federal Bank Shareholders Reservation Portion can also Bid in the Employee Reservation Portion (subject to complying with the eligibility criteria and applicable limits) and /or in the Retail Portion, and such Bids will not be treated as multiple Bids subject to applicable limits. Further, any unsubscribed portion remaining in the Federal Bank Shareholders Reservation Portion shall be added back to the Net Offer. In case of under-subscription in the Net Offer, spill-over to the extent of such under-subscription shall be permitted from the Federal Bank Shareholders Reservation Portion, subject to applicable law.
Tata Ireda - high chance and listing gain allotment ( 5 lakh people will get ) Gandhar - very low chance of allotment Flair Fedbank Enjoy and thank me later
Fedbank Financial Services Limited provides Gold Loans, Home Loans, Loan Against Property (LAP) and Business Loan Services. RBI policy changes will not have any adverse impact on majority of its operational segments. But at current price offer, PE is more or less in line with the sector PE. Not much left on table for listing gains. May be avoided.
Yes, it appears to be fully priced and nothing left on table. PE is in line with the sector PE. Let's see how the response for this IPO turns up in coming days. Will take call accordingly.
With 5 ipos opening at same time, feedback financial and flair can be avoided...
70. UjwalG| Link| Bookmark|
November 17, 2023 7:51:01 AM
IPO Guru (1000+ Posts, 500+ Likes)
Unsecured loans as percentage of total loans is 15%, so little impact due to guidelines. Major portfolio is loan against property and gold loans, both having collateral
69. lucky boy| Link| Bookmark|
November 17, 2023 7:35:15 AM
IPO Mentor (1200+ Posts, 400+ Likes)
Checked so far 5 websites with price band,date,issue size, qib quata,retail,hai ,but no one shown shareholder quata. , last moment pe khela kar diya