ESAF Small Finance Bank Limited IPO Message Board (Page 27)

After Cello
A money making ipo
If allotted

Is there any benefit applying in pre-ipo. Please guide.

​@KCSadan , No, not at all. This is for those who are too busy on those specific days or just plain old forgetfull!! 😊😊

Besides your money is blocked for more number of days!!

Nothing
It just blocks ur money for more days

Anyone who is using HUF Demat account without any problem

I am using Dhan for demat and Axis bank for saving account for HUF and apply offline ASBA form to Axis branch, latest got IRM ENERGY.

Axis bank is not allowed ASBA facility for huf account from 1 October

​@Admin @ Chittorgarh.com 

It's a request to share P/B ratio in peers comparison and also additional column of P/B ratio for Bank or NBFC IPOs.

P/E may not be correct parameter for Banking or NBFC stocks comparison.

Mere Ghar ke baaju mein hai ye bank

​@Cyclodium ji to apko kesi lagti hai bank apply jaisa hai ki nahi

Bhai INCOME TAX Officer banke raid daldo.

PE Pre-Issue : 8.91
PE Post-Issue : 10.21
PE FY24 TTM Basis : 5.94

I don't understand Why Future Earnings( TTM Basis ) are posted here at a heading of
Post PE
The Meaning of Post PE is The PE after adding New shared issued after IPO ( Fresh issue )

@Prachi @ Team Chittorgarh.com 
Please Don't post Future Earnings which are posted under a header of Post PE

Just Post PE and Post PE that is PE before issue and PE after issue

I personally think that PE based on TTM Basis of 1st quarter holds no value No need to post this
And if others think it is needed to be posted then post under header : PE TTM

Humbly request @Prachi @ Team Chittorgarh.com mam to take into consideration @newgen consultancy sir's message. He has explained very clearly.

GMP 9 rs

GMP 9.

PE Pre-Issue : 8.91
PE Post-Issue : 10.21
PE FY24 TTM Basis : 5.94

@Admin @ Chittorgarh.com 
​@Prachi @ Team Chittorgarh.com 
Sir and Mam , I would Request to post the Ratios in This Way
The Reason is Simple , Many You-Tubers ,
Fin-fluencers , Small investors and Even Anchors of Business Channels watch these ratios from Chittorgarh.com page
So let's don't give them any scope to spread wrong interpretation to Public

A big accident already happened in Yatharth Hospital IPO where The Anchor gave his Verdict on Valuation based on Wrong numbers from our Page .
I hope this doesn't happen again

It's just a try to make this Forum more Perfect

I know I am disturbing again and again
But it's a very important stuff . And all the Mainboards' PE ratios should be displayed in this manner

Hope this is considered 🙏

The clarity you possess is just incredible @newgen consultancy sir

​@newgen consultancy newgen Sir, you are doing a very good work, you are right, the figures which are visible in this forum, are the same figures shown on all social media sites.

Ask automative
7-9 Nov

GMP please...

Price Band Officially Announced
57-60
Commanding a M.cap of : 3087.5 cr
PE : 10.21 ( Post-issue)

On FY24 TTM Basis : 5.95

And PB Ratio which is a More Accurate Parameter to value a Financial Company

PB : 1.53 times
Peers are Trading at around 2.5 Times

So Clear Cut 40 % Gap Left on Table
Maybe even 50%+

Next Utkarsh On Cards
Whatever Worst Markets are THIS IPO Will atleast give 20% for sure

Thanks @newgen consultancy Sir,for your valuable information and suggestions ...please keep it up...YOU ARE.... MASTER OF IPO AND SHARE MKT.
HAVING VAST KNOWLEDGE REGARDING EVERYTHING IN SHARE MKT.🖕🏻GOD BLESS YOU🙏

​@SONMAYA That emoji you used, though !! 👀

Banks are flavour of the season
Can be a good bet like Utkarsh Small Finance bank if valuations are good.

GMP 12

MAIN BOARD IPO ALERT

ESAF SMALL FINANCE BANK

Date : 03 Nov to 07 Nov 2023
FV : ₹10
Size : ₹463 Crore
Fresh Issue : ₹390.7 Crore
OFS : ₹72.3 Crore

Latest GMP share Kar Dena Sir 👍

Price also finalized yes

Ahmedabad ₹10 buyer heard

Price?

Dates Final 🔥

NEW MAINBOARD IPO

ESAF Small Finance Bank ( FINAL )

Date : 3-7 Nov ( Anchor 2 Nov )
Issue size : 463 cr
Fresh - 390.7 cr
OFS - 72.3 cr

FV : Rs.10
Retail : 35 %
Employee : Yes

Selling shareholders :
1.PNB Metlife
2.ESAF Holdings
3.Bajaj Allianz Life Insurance Co.
Financials FY 23 :
Revenue - 3141.6 cr
PAT - 302.3 cr

Q1 24 :
Revenue - 991.8 cr
PAT - 130 cr
EPS FY23 : 6.73/-

LM :
1.ICICI Securities
2.DAM Capital Advisory
3.Nuvama Wealth

Registrar : Linkintime

A good issue coming with significant improvement in Gross and Net NPA
Only a Problem in whole RHP study is the AUM , I expected some higher AUM growth
Anyways A perfect candidate for 30-40% gains if valuations are attractive

I am expecting Issue price of around 85
Valuing company at 4211 cr and PE of 13.9
Post money

​@newgen consultancy Thanks bro👍

​@newgen consultancy Hi Sir,

If listing will as per your assumption price so it can give 40-50%.. Healthy percentage is there..

I'm learning alot from ur analysis. Keep posting. Thanks Sir. ☺️

Market survery says, next bubble to burst can be in unsecured retail loans. Small banks and NBFCs exposed to these loans more.

@hbk bhai mallya aur nirav ke loan ko bhi retail me count kar rahe ho kya. from last 20 year i am listing that retail loan are dangerous for bank and economy but person like mallya and nirav default thousand crore then nobody say that corporate loan are dangerous for economy.

@Iamfoolish, For bed debts of Corporates Bharat sarkaar inserts capital in banks and NCLT resolves their debts by selling companies at a through away prices to the Capitalists who are near power corridors.

this also looks good to apply

JUST SAW THIS PAGE AND SEEMS GOOD . BUT ALL COMPANIES ARE IN HURRY TO CATCH THE TRAIN.......

sir ji abhi toh aur pipline me ise week kuch aur company rhp fill krni wali??

Surely 3-4 more companies to hit soon