ESAF Small Finance Bank Limited IPO Message Board (Page 25)

Kostak rate kya he

Thanks posting my concern . Let me reproduce lucid version of what I said as below:

Let's not blame any one for what you did as one is responsible for one's actions. Any one can go wrong any time as this is how stock market operates. If anchor / analyst of any news channel is so perfect then they will be sitting at home and earning billions.
Similarly the variable views of experts can be seen in this form also but one need to study, do analysis . If you are naive then follow what is said _ Fall 7 times and stand up 8th time , it's all learning through the process which can make you learned.

Average Risk factors:
They have high unsecured advances, and if they are unable to recover such advances promptly, it will impact the business.
The bank could be subject to various sanctions and penalties by the Reserve Bank of India for failing to comply with the requirement to list the Equity Shares on a stock exchange in India before July 31, 2021.

Critical Risk factors:
A large part of the business comes from South India, especially two states. A 73.09% of their gross advances are from customers in South India (including 43.45% from Kerala and 22.14% from Tamil Nadu) and 86.90% of deposits are from banking outlets in South India (including 80.04% from Kerala and 3.36% from Tamil Nadu).

But for listing gain, its good to apply, avoid for long term

Face value of ESAF SF Bank shares being offered is 10. Here is an off topic query out of curiosity - Face Value of shares is generally 10, 5, 2 or 1 as per corporate actions like splitting etc., how come Face Value of RPG Life is 8 ? Appreciate if someone can clarify and throw some light for understanding it. Thanks !

Face Value can be any number. However, what is more important is Book Value, P/BV and PE Multiple.

Could be on account of Demerger.

Investors, stop watching Zee Business especially Anil Sanghvi and his team's predictions. Take your own decision and do market research before investing in any stock.
If you follow Anil then you are sure to loose money..... Trust me

Looking at oversubscription on first day itself, this IPO is likely to get extremely good response by the time it closes. What should one do in retail category segment ? - Apply with full force or apply a single lot only.

ESAF KOSTAK RATES
15K 300
2+ 700
10+ 4000

Retail portion subscription estimate??

20x..25x

Anchor⚓

ESAF Small Finance Bank IPO Total number of Applications Received in each category Anticipated Allotment Chances
🤏Retail: 1 out of 15
🐅SHNI: 1 out of 69
🐅🐅BHNI: 1 out of 18
GMP: 19-21 (34%) (Education Purposes Only)
🤏Retail Applications : 16 L Approx
🐅SHNI Applications : 75 k Approx
🐅🐅BHNI Applications : 40 k Approx
All the Best 🙂 and Fingers crossed 🤞 for Allotment

Jodhpur Beawar Raipur Chennai
GMP-
₹21/= ₹22/=
💪💪💪

i am not able to see ipo section in zerodha. pl help

Go in bid section not in order section. They have changed

go to orders there is ipo section

​@newgen consultancy Sir , kya is IPO ke funds protean me aur ask auto me use kar sakte hai ??

Keval Automotive me use hoga

No…..

Yesterday received 1 lot of Cello in retail category. Applied ESAF 1 lot each from 2 account in retail category.

Hello! experts

My broking account is linked with HDFC Bank. I want to stop using HDFC's ASBA services. Just to make sure, can I apply via Canara Bank ASBA instead of HDFC ASBA? PAN number is same but the account holder name may be mentioned differently, like with salutation or without the middle name. Please confirm whetherI can apply in this situation or not.

@Vimal Garodia Okay! Sir, Thanks for confirming

@Gadhavi Traders Thanks!

GMP: 22-23 🚀 @ 12:10 PM

@Newgen sir GMP subject to ALLOTMENT kitna hai.

IPO of medium size, less than 500crs. Loans to the different categories. Small and micro loans are very risky and may increase NPAs in future. PAT not so attractive but not bad even. For giving loans, the borrowing on definitely higher side.
At such premium Bank will add its funds. Listing of the Bank a positive factor.
Not a bad IPO for listing gains. For long and short term, one can decide after listing. Good subscription figures in first 70 minutes. Many days are there to apply. Apply according to your financial. Chances of negative listing is not there. Worst to worst condition of market after ten days, some positive listing will be there. My views only. Exceptions are always there.

Respected Experts,

First of all thak you everyone for posting your detailed analysis/ views on each ipo as it is very useful for the beginners like me.

I need your guidance for managing my applications, as I have 5 demate accounts and around 50L of total fund.

Should i target single ipo and apply 5 BHNI application from each demate accounts or 5 SHNI applications in 4-5 different ipos including SME's open at a time.

Your valuable feedback is highly appreciated.🙏

I would suggest distributing funds between ipo would be more desirable(better allotment chances)(atleast I would do this)

However, keep one thing in mind, investing in sme is highly risky, huge operator game involved, invest in sme only if you can handle extreme volatility and chance of loss

If you are a new investor, invest only in highly rated, less risky ipo's

Eg SAR, ESAF, CELLO
Stay away from risky ipo's until you learn how to analyse them and get the hang of it

Do rate the helpful posts

I can apply 3 BHNI Application, applying in ipo which would be better chance. EASF or Protean egov?

Which one is better ESAF or Protean?

ESAF in terms of listing gain.

Now a days IPO'S will be available in the morning. In SBI Bank demat why ?
This is big bank they should make sure it will be available at right time.

Hi Everyone. I'm new here. I have a query. Which will give the better chances of allotment? Applying 5 lots from my demat account or applying 1 lot each using 5 different accounts? Please suggest. Thank you.

Applying 1 lot each using 5 different accounts in Oversbscribed IPO.