@Ravi Makkar ji everything is okay-you may apply with minors pan.
@ipo share ji..
Can I apply for an IPO using UPI ID of HDFC Mobile Banking App (eg: abc@hdfcbank)?
No. Currently IPO application using HDFC Mobile Banking App (eg: abc@hdfcbank)? is not supported, however you can apply IPO via our partner app Google Pay by linking HDFC Bank account.
How can I apply in IPO via UPI?
Register on Google Pay & link your HDFC Bank Account with okhdfcbank handle
Enter your UPI ID in the IPO application form and submit it
Approve the notification in the Google pay app to block the amount for IPO
On allotment of the shares, the money is automatically debited from this blocked amount
apparently one cant apply from hdfc bank's own upi id yet.