Capital Small Finance Bank Limited IPO Message Board (Page 5)

1. Anchor is strong and satisfied (HDFC, ICICI, Kotak, SBI, Edelweiss - are the investors)

2. LM - Nuvoma never disappoints at all (check previous isues) - No below listing in their history

3. About the company - Good alone (Loans are 100% secured)

4. Apply rating given by Dilip Davda and newgen consultancy

5. When comparing to Fedbank Financial, Subscriptions are okay. Even Fedbank listed positive that too double the ipo size of capital ipo and Subscriptions too quite low when comparing this one.

6. Reason for less subscription - worrying of negative market sentiments, Focussing only on Rashi ipo, funds reserved for Alpex Solar.

7. Only known investors and risk takers alone parked the fund.

8. At the time of Listing, QIBs should come surely

Definitely it is worth considering on Listing. This will list marginally higher around 490+ in my opinion

I m not invested. But picking some on listing

Beware ... Caution ahead ...

Firm allotment to BHNI

They may panic and create unnecessary selling pressure on listing day

Current Premium : 10

​@svh Current GMP is ZERO. It will be interesting to see its listing.

​@Chhote Lal  yes , current GMP is zero. Seems to be the weakest listing of all the 3 IPOs.

DISCOUNT 100%

Withdrew one of the two applications made under retail to reduce the risk.

Skipped..

Applied

Hi Anil ji,
Allotments these days are becoming very difficult. Also, already stuck wid a couple of bad stocks earlier, did not want to risk capital for small gains (if at all).

Applied 2 retails here. (Just to test the 2 accounts, in which I have not got the allotment yet. )

No third party.
But it was a minor account in RBL and I applied using UPI from BHIM app.

@MPV SIRJI AAP KI TARAH ME NE BHI SHANKA DOOR KARLI .. 9 MAHINE NE 1 LAGA CAPITAL SMALL FINANCE BANK

Now it's 15.45 hrs. The time to subscribe IPOs is almost gone except some Banks and UPI.
Now this is the time to go through the facts and figures of subscription and GMP. Subscription figures of Rashi satisfactory. Other two could not impress the investors, specially Capital SFB. Now the GMP is concern at the moment. All three have come down, specially again Capital SFB. In today's positive closing not a good response.
Members have different views, different financials and appetite to subscribe.
Now time to wait and watch allotment and listing.
Have a nice week end with family.

i dont think it will now least in negative.
lets see

Applied 3 retail
1 Asba & 2 UPI
UPI decline due to subscription figure
Thinking about asba cancel

GMP Almost 0 now in local markets, not sure the website still shows 30

Applied 3 retail here.

wait for 3.30 pm . . .

jo bhi grey me bech ke bethe he sambhal na mahol kharab he... ese vese logo ke pas mat jana . . . bhale ipo size chhoti ho per jisko maal becha he uski size dekhna... 1 jagah pe load mat dalo... anubhav kehta he 5 se 6 alag alag jagah pe kaam karo . . .

jaha naffa jyada vaha khatra sabse jyada . . .

khao , pio , garba karo , paisa chhapo , ne sui jao.... lol.... share bazar ramva nu . . juice pivanu ne maja ni life...

ignore capital...

capital ignore... maths se bahar... tata bye bye...

Applied 6 retail including few 3rd party

QIB least interested here
Terrible show as of now!!

Seems boom period of primary market is over for now. Kachra maal aane lagaa hai.

It looks like next suryodaya small finance Bank

NOT applied X X X

Capital SFB IPO
Final Verdict

Apply For Long-term

Highlights of the Issue :

Date : 7-9 Feb
Price Band : 445-468
M.cap : 2104 cr
Size : 523 cr
Fresh - 450 cr
OFS - 73 cr

Objects of the Issue :
1.Repayment Of Certain Borrow - 326 cr

2.Funding Working Capital Requirements of 22 cr

3.General corporate purposes - 92 cr
KPI's :

AUM - 5800 cr +
NAV - 258
PB - 1.8
PE FY 23 - 22.5
PE FY 24 TTM - 19.3
GNPA - 2.73%
NNPA - 1.36%
NIM - 4.00 %
RONW - 15.3%

Positives :
1. 99.5%+ Loan Book is Secured , So Impacts in Tough Times Significantly Reduces and It will ease the path of 0% Write-offs

2.Write Offs are one of the lowest in the industry

3.Consistent Financial Performance And Fundamentals

4.Good Management

5.The Only Proper SFB Diving Deep Into North India's Fast Growing Microfinancing And Banking

Negatives :
1.Geographical Concentration with majority Business From Punjab and Haryana

2.Having 99.5%+ Secured Portfolio , Still GNPA and NNPA's are higher than expected

3.The Valuations Are Inline With The Industry Leaving Minor To No Scope For Listing Gains And Investors

@newgen consultancy thanks sir ji for ur final verdict 🙏

Thanks @newgen consultancy  Also the ROA is very dull 1.28% . At times they have been even .68%.

TO ADMIN CHHITORGARH

Sir , subscription data is frozen , please advise whether it is ok and data indicated is correct
regards