@Jetha Lal On second thoughts, Behind every 1st there is a 2nd lurking and working in the background. Bajaj is surely on another level, but one can't deny JFSL presence with all its capacity could at least in near term cause little harm to Bajaj and if things get sorted out for JFSL regarding their primary focus area, that point could be pivotal. But seeing all this, Bajaj will surely step up as well to retain its spot. Overall a good battle going forward is on cards if things go as expected.