Aavas Financiers Limited IPO Message Board (Page 13)

Analyzing any company on current speculative market never returns wealth in long term market. company shown result in since incorporation in 2011 and have gone through all market scenario and already debt listed for quiet sometimes as quoted on BSE through different NCD. Hope every person analyzing true sources should not be alleged as company's Agent...

Hudco -6%...

Aavas ka Kaya hoga ...

Listing ke din think

Lt finance -7%

Edelweiss. -10% ..

Beware to apply aawas

Grameen -13%
CBI -18%

Bank Index -2%
Finance Index -3%

42-45 aavas.. Both side quote in Ahmedabad

Only seller @ 11

Aavas premium. 111

Bajaj finance -6%
Indiabull housing. -4%
Guru finance. -5%


Decide apply or not aavas

Yes I apply to. 9 to 9 application

Yes I apply to. 9 to 9 application

Call me is company agent

yes, Call me seems to be company agent.

Few members in forum seem to be promoter group representatives who are bent upon justifying high priced IPO on one pretext or the other.
Don't fall prey to their efforts and always remember that when market conditions deteriorate, high valued stocks fall most.
See what is happening in recently listed and highly applauded HDFC Life and HDFC AMC though HDFC is highly regarded group.
Think before applying.

Gruh down by 5% and will fall by another 5% today or tomorrow. Time gone for over valued stocks no matter how good stocks they are. all IPOs which are over valued will have to revise price band quoting poor market conditions.

My above message is in reply to Gruh finance closing 3% up post by Callme. somehow, posts are not showing up properly.

Avg industry pe 20

Aavas come with 56 pe

Hahaha ..

Sale in gra .

I already said below 400 it will be 2.8 book value. But after seeing price band it getting shock. Rs.800 is too pricey. Above 5.8 times book value, Now NBFC and Housing finance blood bath on Friday now question mark reg subscription.

All eyes will be on SUBSCRIPTION

Now + or -

Depending on Monday market mood of nbfc

जयपुर की हाउसिंग फाइनेंस कंपनी आवास फाइनेंसर्स आईपीओ के जरिए 1,734 करोड़ रुपये जुटाने वाली है. कंपनी का आईपीओ सब्सक्रिप्शन के लिए 25 सितंबर से 27 सितंबर तक खुला रहेगा. इसके लिए कंपनी ने 818-821 रुपये का प्राइस बैंड निर्धारित किया है.
कंपनी इस आईपीओ में 400 करोड़ रुपये के ताजा शेयर जारी करेगी. कंपनी के मौजूदा शेयरधारक अपनी हिस्सेदारी के 1,334 करोड़ रुपये के शेयर बिक्री के लिए पेश करने वाले हैं. बीते कुछ सालों में इस हाउसिंग फाइनेंस कंपनी ने एसेट क्वालिटी से समझौता किए बिना अपनी धाक जमाई है.
कंपनी के चीफ इंवेस्टमेंट ऑफिसर घनश्याम रावत ने इस बारे में जानकारी दी. कंपनी की आठ राज्यों के 92 जिलों में 186 शाखाएं हैं. कंपनी अगले तीन सालों में अपने पैर पसारते हुए इसकी संख्या को 300 के पार लेकर जाना चाहती है.

कंपनी का मुख्यालय जयपुर (राजस्थान) में है. राजस्थान के अलावा कंपनी गुजरात, महाराष्ट्र, हरियाणा, मध्य प्रदेश, उत्तराखंड और राष्ट्रीय राजधानी क्षेत्र में सक्रिय है. कंपनी की एसेट क्वालिटी शानदार है. मगर, वैलुएशन के आधार पर कुछ विश्लेषक इसे महंगा बता रहे हैं.बिजनेस
कंपनी एयू स्मॉल फाइनेंस बैंक की सहयोगी हुआ करती थी. अब आवास के प्रमोटर्स निजी इक्विटी कंपनियां- केदार कैपिटल और पार्टनर्स समूह हैं. कंपनी छोटे शहरों में आवासीय लोन देती है, जिसका औसत आकार 8 लाख रुपये तक का है.
कंपनी की शुरुआत 2001 में हुई थी. कंपनी की लोन बुक्स में राजस्थान की हिस्सेदारी 50 फीसदी से अधिक है. कंपनी की 70 फीसदी शाखाएं ऐसे शहरों में हैं, जिनकी आबादी 10 लाख से कम है. कंपनी के 64 फीसदी कर्जदार स्वरोजगार से जुड़े हैं. कंपनी काफी प्रतिस्पर्धी बाजार में काम करती है.

*वित्तीय स्थिति*
वित्त वर्ष 2014 से 2018 के दौरान वितरण 65 फीसदी की दर से बढ़ते हुए 2,050 करोड़ रुपये तक पहुंच गया. वित्त वर्ष 2018 तक कंपनी का सकल एनपीए 0.34 फीसदी का था. कंपनी की एसेट क्वालिटी शानदार है. क्रिसिल ने वित्त वर्ष 2018 में कंपनी की रेटिंग A+ कर दी, जो वित्त वर्ष 2014 में BBB+ थी.

*वैलुएशन और सलाह*
कंपनी प्राइस-टू-बुक आधार पर 4.1 गुना के वैलुएशन की मांग कर ही है, जो इसके प्रतिद्वंद्वियों से अधिक हैं. आईपीओ वैलुएशन काफी आक्रामक है. क्षेत्रीय निर्भरता और बाजार की मौजूदा स्थिति इसे महंगा बनाती हैं. हालांकि, दीर्घावधि निवेश और अधिक जोखिम क्षमता वाले निवेशक इस पर दांव खेल सकते हैं.

https://www.moneycontrol.com/news/business/debt-market-crisis-leads-to-contagion-effect-on-equity-markets-2976491.html

Friday Closing Banks & NBFC other than yes , DHFL & IB.

CBI - (-20%)Lower Circuit
Indo* - 395
Grameen - 330
MasFin - 535
RBL - 565
Bandhan - 567
Alankit - 19

Schedule #

26/9 - US FOMC meet
27/9 - Issue Closes
4/10 - RBI policy
8/10 - Listing

If there is any interest rate hike by any of them , US or RBI , it would be considered as a negative sentiment for the IPO and this factor would surely be discounted in listing.

HDFC AMC analyst meet takeaways.

2-pronged strategy to counter recent cuts:

1. On-book - will pass on entire deduction to distributors. And most large amcs will do it. Distributors will have to accept it. Doesnt matter even if smaller amcs pay a bit higher, they do it even now still my product sells. Due to cuts to large fund TERs - only 1-1.5bps impact over PAT/Aum.

2. On incremental flows - it will mostly be 50:50 split between us and distributors. So impact will be reduced.

3. Also the change from upfront to full trail is huge benefit to large players. Working capital release, reduce churn and protect the book quality for larger guys.

4. Also benefit due to no distribution expenses being charged to AMC P&L. So lot of cost cutting will happen.

5. Earnings of distributors to be down 30-35% in new environment. But commissions rates had also gone up from 100 to 135-140 without no reason in last 3-4 years. So that will go back to where it was.

What's is this all about?
I got same massage from my broker also
What HDFC AMC has to do in this?

EPs down next result because of revenue lost

My criticism has some basis
In 2017, IPO of pomoter Co. - AU Small Finance Bank was priced @ 358 at PE of only 30 and resultantly, it listed @ 525 with PE at 45.
Now AU Financiers is priced at PE of > 50, then what will investors get on listing. See nothing has been left on the table for them
It is unjustified more so because Company issued shares in March, 2018 @ 428 only. Then why they are asking us to pay nearly double in a period of only 6 months.
Hope I am able to convey my point.

This message has been removed by a moderator.

Masterji lying to others is bad but lying to yourself is even worse.

Bad times ahead for whole BFSI.

STAY AWAY

This message has been removed by a moderator.

Friend

How do you justify the promoter allocating himself the stock at 425 and selling it to us at 820 in 180 days.

They dont show even iota of shame.

I am keeping my money safe with me

This message has been removed by a moderator.

I want to sale bro .whare r u from ?

Only saller in this counter so be carefully ...

I read the company filling on SEBI website of the company since in the market for quite some time and seriously this will rise looking presently...short-term sentiments will not able to Trappe the learners market players

Lowest NPA in Stringent Market and Large Untapped market available to the Company makes it a Smart buy even it looks expensive but strong Board and Branch Expansion as perceived from DRHP...Read and Must Go for Smart Buyers.