@Luck in IPO There are pros and cons in every one . Few are highlighted as below :
> ICICIDIRECT -
Pros - refunds in time after 12-1 pm . Best for IP0/OFS/BB etc. Ease of applying. OTP on mobile/ email .
Cons - speed of app to sell/buy not upto mark , yet to evolve .
> Indusind
Pros - high interest rate on linked FD.
Cons - refund may delay. Glitches in website . OTP in mobile only for multiple accounts and delayed .
No idea about Kotak and HDFC.