Can someone tell me which all banks allow mixing of savings account balance with linked FD balance to apply for an IPO? The motive behind this is not to break the FD in a hurry incase of an allotment, instead it should use the savings account balance first or better give some extra time to deposit shortfall balance in the savings account. This way our overall FD interest rate won't go down.
Afaik ICICI allows mixing and also give extra time for deposit. Indusind allows mixing, but no extra time to deposit.
Kotak has sweep-in FD but not sure if they allows mixing, but they definitely don't give extra time for shortfall deposit. IDFC, HDFC & many PSUs doesn't have this feature.
@Chhote Lal Aapka first target kya he sir ? Mine was 17 pe khatra but abhi sentiments dekh ke lag raha 18-19-20 achievable
@Basuvr Muje bhi lag raha Telecom sector boom horaha Bharti Airtel bhi action me he
@Rakcyt Initially my target was also at 15 jarurt se jyada FF apply krdiya tha (3Max Retail) sold 2 at avg of 15.20. abhi last lot ko parts me 18-20-22 pe nikalne ka socha he rest lottery smj ke thode shares rakh ke bhul jayenge
260.5. Rakcyt| Link| Bookmark|
June 15, 2024 5:40:49 AM
IPO Guru (1400+ Posts, 1300+ Likes)
@Aniii The above targets were calculated immdtly post listing but market teach you how to behave if one is good learner of the changes . And if changes happens too fast and much better than expected , flow with the winds and adapt . You are sailing in the right direction 👍👍🙂🙂
260.6. Chhote Lal| Link| Bookmark|
June 15, 2024 7:14:30 AM
IPO Mentor (6300+ Posts, 4800+ Likes)
@Rakcyt Refreshing targets on early Saturday morning at 4:40 am, what a dedication 😁🙏
260.7. Rakcyt| Link| Bookmark|
June 15, 2024 7:19:46 AM
IPO Guru (1400+ Posts, 1300+ Likes)
@Chhote Lal Got it right 👍 Since evening walk became pain in a.. due to rising temp, changed the timing to morning for couple of days and it has been working much better .🙂🙂
259. sahab| Link| Bookmark|
June 14, 2024 9:04:35 AM
IPO Guru (1100+ Posts, 600+ Likes)
NEET ke paper ki tara is allotment process me chor hai LM
259.2. Chhote Lal| Link| Bookmark|
June 14, 2024 11:36:07 AM
IPO Mentor (6300+ Posts, 4800+ Likes)
@sahab Shayad, LM (lead manager) nahin, L inkinti M e (Linkintime)...kehna chahte hain. Nahin? Wese, all RTAs are recipients of such "appreciations" when allotments are not received!
259.7. JSK✨| Link| Bookmark|
June 15, 2024 12:30:32 AM
IPO Guru (1600+ Posts, 900+ Likes)
Please come to secondary market, waha sub kuch open me hota hai aur market ke sub EVM operators ke pass hi rehte hai..
259.8. Chhote Lal| Link| Bookmark|
June 15, 2024 6:58:48 AM
IPO Mentor (6300+ Posts, 4800+ Likes)
@Rakcyt 😁😜 Yes, BIOR I remember but forgot the theatre name 🤔 It was near sec 17
259.9. Rakcyt| Link| Bookmark|
June 15, 2024 7:13:57 AM
IPO Guru (1400+ Posts, 1300+ Likes)
@Chhote Lal Michael Caine with Demi Moore- a must see light comedy. Think you are referring to Jagat cinema as English movies were shown there in morning show despite the fact that it would take 10 years before they would reach Chandigarh . I used to see in Archana and Chankaya( Enter the Dragon and sequels -Bruce Lee ; Rambo series- Sylvester Stallone; James Bond a ) in Delhi mostly while being student or some times in Bangluru, remember having seen Pretty Girl there
259.10. Chhote Lal| Link| Bookmark|
June 15, 2024 7:22:46 AM
IPO Mentor (6300+ Posts, 4800+ Likes)
@Rakcyt Wow, you forgot to mention Michelle Johnson in BIOR 😊😉 May be it was Jagat only. Anyways, uss samay movies ticket ke kuchh funds market mein lagaye hotey, toh Aaj kuchh aur hi baat hoti. Thanks for giving good company this morning 🙏
259.11. Rakcyt| Link| Bookmark|
June 15, 2024 7:39:00 AM
IPO Guru (1400+ Posts, 1300+ Likes)
@Chhote Lal With our money spent on tickets atleast cinema owners benefitted and converted jagat to Cine Jagat multi complex now 😄😄. Don't think money got wasted anywhere 😜.
Regarding Johnson, in front of Demi Moore ..............🤔🤔😜
Off Topic Anyone use INDUSIND BANK asba with swip in-out FD .... I would like to shift from SBI to indusind...little query as below 1. Asba unblock time for BHNI/SHNI ? 2. asba cutoff time for retail & BHNI ? 3. rate of interest for OD linked FD? 4. All account seprate different mobile number ? 5. All account seprate different mail id ? 6. saving interest credit quarterly or monthly? Pls guide If any other point u need to share pls tell......
257.1. Saney| Link| Bookmark|
June 14, 2024 10:46:10 PM
Top Contributor (400+ Posts, 100+ Likes)
₹30.50
256. RajBreaks| Link| Bookmark|
June 14, 2024 12:26:37 PM
Top Contributor (400+ Posts, 300+ Likes)
Just Keep In Mind,
1) This IPO Got Highest Response Ever So Far In It's Category or Nature Of Company.
2) QIB 30%, Still Applied 106 Times. They Want This In Their Portfolio.
3) 5% for sNII, Applied 95 Times, 10% bNII Applied 117 Times. Means QIB Has Double Allocation Percentage Still Applied 100+ Times.
4) Best Part Is Only 10% For Retailers, Who Basically Are The Main Sellers Now A Days On The Listing Day.
*** Now, Do Not Put Any Use Less "Pre Opening Sell Order" @ 9.45 Am. Rather Be, Ready And Sell When Market Opens @ 10.am, Who Wants To Sell On The Listing Day. ****
If Market Mood Not Big Negative From Outside India Then 145 - 150 Rs For This In Very Very Short Time.
256.1. RajBreaks| Link| Bookmark|
June 14, 2024 9:23:10 PM
Top Contributor (400+ Posts, 300+ Likes)
Just Hope For A Positive World Markets On Monday.
256.2. RajBreaks| Link| Bookmark|
June 16, 2024 12:29:32 AM
Top Contributor (400+ Posts, 300+ Likes)
Gift Nifty Positive. Lets Hope Monday Also Gift Nifty Be In This Positive Note To Have A Good Listing Gain On Tuesday.
Happy Investing.
256.3. RajBreaks| Link| Bookmark|
June 17, 2024 9:56:53 PM
Top Contributor (400+ Posts, 300+ Likes)
Lets Hope For A Stable US Market Tonight And A Positive Morning 1 Hour At Least Tomorrow.
And With That, Just Try Not To Put Any Useless Pre Open Sell Order @ 9.45am.
256.4. RajBreaks| Link| Bookmark|
June 18, 2024 9:27:08 AM
Top Contributor (400+ Posts, 300+ Likes)
Its A Good Tuesday Today. Mangalbar Ko Mangal Hone Ke Liye Saab Kuch Badiya Deh Raha Hai.
All The Listing Day Sellers, Bin Kaam Ke Pre Opening Sell Order Dalo Maat. Jissko "SL-Sell" Karna Hai Aur Jissko "Market Price - Sell" Karna Hain. Saab, Apna Apna Sell Window Pe Order Daalke Prepare Raho Aur 10 am Ko Hi Click Karo. Market Price Sellers Ko 1% Kam Profit Mil Saakta Hai, Lekin SL-Sellers Ka Higher Price Limit Kafi Bada Ho Sakta Hai.
I Will Be Ready With A "SL-Sell Price" Which Will Be 3% Lesser Than The Closing Price Which Will Be Settled After 9.45 am. And Will Click Only @ 10 am After Market Opening. And Then Will Go With "Trailing SL" And Will Try To Chase The Price If The It Goes Up.
** Happy Investing**
256.5. RajBreaks| Link| Bookmark|
June 18, 2024 11:23:46 AM
Top Contributor (400+ Posts, 300+ Likes)
My Said Target Range of Rs 145 - 150 On 14th June Found Exactly.
@RajBreaks Thank you, mate. Your analysis were top notch, predicted accurately.
Was allotted 1 HNI lot. Sold half qty at 149. Keeping remaining for UC, if that happens, unlikely though, or-else can sell anytime at a little better price. Any suggestion?
256.7. RajBreaks| Link| Bookmark|
June 18, 2024 11:47:03 AM
Top Contributor (400+ Posts, 300+ Likes)
If You Are A Very Short Time Investor Then Follow Trailing Stop Loss Strategy. Sett Your SL 5% Below The High Price That Makes In Every 15 Mintues Like Ex. @ 10.45, @ 11, @ 11.15 am and So On... And Keep Trailing Till 3 PM Today And Then Decide.
256.8. RajBreaks| Link| Bookmark|
June 18, 2024 1:02:20 PM
Top Contributor (400+ Posts, 300+ Likes)
Investing Always Give Better Income Oppurtunity Than Trading For Most of The Peoples.
@RajBreaks Bro are you still holding? I couldn't sell the remaining share that day, was waiting for 199. Now it did fall a bit, do you expect it to raise back to 180 level within next 2-3 weeks or it can fall more? What's your current strategy. And yeah, I should have strictly followed your SL method. I followed it the first day but no next day I missed.
255.10. Anil Mwt| Link| Bookmark|
June 14, 2024 9:13:40 PM
Top Contributor (400+ Posts, 100+ Likes)
I am changing my name to Tejas Pandya😝
255.11. Rakcyt| Link| Bookmark|
June 15, 2024 6:17:23 AM
IPO Guru (1400+ Posts, 1300+ Likes)
@Anil Mwt If changing name could help all of us would have changed it , for getting luck transferred to you you need to change address and stay with Tejas Bhai 😅😅
251. KGSKIPO| Link| Bookmark|
June 14, 2024 3:01:00 PM
Top Contributor (400+ Posts, 100+ Likes)
In AIS of Income tax, the following under column of purchase of securities and mutual funds ( SFT -008 ) is shown Purva Flexipack ltd Gross amount received from person - 9996800 Gross amount paid to person - 9883200 I was allotted 1 lot during allotment
Is the above reporting is correct? I was allotted many IPOs and there is no entry for others. What i have to do?
File ITR as per your broker PL statement. Sometimes AIS is not correct.
251.2. KGSKIPO| Link| Bookmark|
June 14, 2024 3:46:23 PM
Top Contributor (400+ Posts, 100+ Likes)
I don't understand. This is the amount for which i applied for 88 lots through ASBA for Purva share and got 1 lot allottmnet for the amount of 1,13,600 only. Hence, my purchase is for 1,13,600 only.
AIS captures data on some algo and not foolproof. Return should be filed as per your actual records.
251.4. Rakcyt| Link| Bookmark|
June 15, 2024 1:15:18 PM
IPO Guru (1400+ Posts, 1300+ Likes)
@KGSKIPO Better you report any discrepancy now as this will get resolved . Remember whatever it may be , AIS is sacrosanct , meaning thereby your ITR value should reflect atleast this figure or higher than that else you have chance to get query from dept. Also the figures keep on getting changed till mid July or so. Best is to follow PnL shared by DPs and match them strictly , keep as proof with you as an evidence later on, should be there any scrutiny . Good luck
251.5. KGSKIPO| Link| Bookmark|
June 15, 2024 2:19:29 PM
Top Contributor (400+ Posts, 100+ Likes)
I think this is happening in mainboard ipo as well.. people who are getting allotments in main mode IPO will also face the same problem.i alloted 3 last year and uts showing 30 lakhs..Another harrasment of people coming up
249.1. CJ ROCKS| Link| Bookmark|
June 14, 2024 3:20:13 PM
IPO Mentor (800+ Posts, 500+ Likes)
@Ishq With Risk Yes, sir 👍it is really a big breaking👏 point from you. If it goes according to the plan, it will be the biggest IPO of our stock market. Thanks, sir, for updating so fast and too early👌
South Korean auto giant Hyundai Motor Co's Indian arm Hyundai Motor India Limited has filed draft papers with market regulator Sebi to raise around $3 bn via an initial public offer (IPO) at a targeted valuation between $18 bn to $20 bn, multiple sources in the know told Moneycontrol on the condition of anonymity.
"The objects of the offer are to carry out the Offer for Sale of up to 142,194,700 Equity Shares of the face value of Rs 10 each by the Promoter Selling Shareholder and to achieve the benefits of listing the Equity Shares on the Stock Exchanges."
Got allotment 1 of 8 retails applications. Will hold for long term 😀😀
247. Som mca| Link| Bookmark|
June 14, 2024 5:47:39 PM
Top Contributor (300+ Posts, 200+ Likes)
Continuation of the IDFC chain I am not promote/demote any Bank company, If you found this post helpful it’s my pleasure, please like my post. Before open any SB AC pls check your own.
IDFC Bank- 10K and 25K MAB AC - Monthly Interest credit, No limit for fund transfer. Following service are Completely Free at IDFC
• Login in Webpage require OTP based authorization, in Mobile app login through Face lock, Pattern, Biometric. • Debit Card Issue and Annual Charges ; Debit Card Replacement /Re-issuance charges • IMPS outward) • SMS alert charges, Balance certificate , Cheque return • Doorstep banking - Cheque & Document pick up - Adhoc Request; Standing instruction failure charges • International ATM/ POS transaction charges • ATM transaction Charges at Other Bank ATMs - Any number • Demand draft/ Pay order issuance charges at branches; Non Home branch transaction charge free • Visa Platinum Debit card - 25K MAB AC - Complimentary domestic airport lounge access, once every quarter, • Free Personal Accident Insurance Cover of Rs. 35 lakhs and Air Accident Insurance Cover of Rs. 1 crore • AC closure
In case your account balance with IDFC is Rs. 50 lacs, the interest payable to you will be 3% on Rs. 1 lac, 3.50% on Rs. 2 lacs and 4% on Rs. 2 lacs, 7% on Rs. 5 lacs and 7.25% on Rs. 40 lacs. Better to open Physical SB AC instead of online AC, if you did heavy transaction. Digital Video KYC AC may freeze.
Indusind bank- Privilege, Digi bank variant - 10 K MAB - Quarterly interest credit
• Interest is compounded quarterly. Simple interest will be paid on maturity for deposit wherever the tenure is upto 180 days. • So if your FD less than year you cant get higher interest rate. • Daily balance upto Rs. 1 Lakh - 3.5%, Rs. 1 Lakh Upto Rs. 5 Lakhs - 5%, Rs. 5 Lakh Upto Rs. 10 Lakhs - 6%, Rs. 10 Lakhs Upto Rs. 25 Lakhs - 6.5% • Non-IndusInd Bank ATM will be limited to 5 , After that Rs. 21 • Debit card Issue - 299, Reissue - 499; Transaction decline fee - Rs. 20, Physical Account statement - Rs.15/ quarter • Duplicate statement - Rs. 100, Demand Draft - Rs. 50 minimum, Balance Certificate - Rs. 100, Cheque return - Rs. 450 • Non home branch cash transaction - Min Rs. 100, after 50K; Cash deposit - After 5, chargeable Rs. 100 • Cheque pick up, Cash pick up - Rs. 100 - 150
Conclusion - Better to open Physical SB AC instead of online AC, if you did heavy transaction. Digital Video KYC AC may freeze. In IDFC major charges are free along with high interest rate in SB. They have less branches, may be you have to travel more for B or C town. But only one visit is enough to open AC, if you want to use different mobile number rather than Aadhar linked number. Even they come to your home to open the AC for Senior citizen.
247.1. KGSKIPO| Link| Bookmark|
June 14, 2024 5:57:38 PM
Top Contributor (400+ Posts, 100+ Likes)
I also had smooth opening of 25k savings account and they came home ( branch is 40 kms away) for opening account. App and website is good. But, the issue is they do not have linked FD facility.