How to open an NRO bank account in India?

An NRO bank account in India can be opened online or offline. You need to confirm with the bank providing NRI banking services for the online services.

The offline account opening would require physical presence of the NRI while online account opening can be done from anywhere.

Listed below are the generic steps to open NRO bank account:

1. Visit the official website of the bank where you want to open an NRO account.
2. Select the option to open an NRO account.
3. Enter your personal details and contact details of India and overseas.
4. Save the information to generate a Customer Reference Number (CRN) and make a note of it for future reference.
5. Verify your email address and mobile number, if required.
6. Upload the required documents.
7. Complete the KYC verification via video call.
8. Once the KYC verification is completed, you will receive an email with your account details.
9. Make the required initial deposit to activate your account.

Note: An NRI can also add a nominee to the account. As per regulations only one nominee per account is permitted. The nominee can be a resident or a non-resident.